Uninsured/Underinsured Motorists
Corpus Christi Auto Accident Attorney – (361) 651-1046
Texas law requires every driver residing in their state to purchase automotive insurance that covers certain minimums in case they are ever in a car accident. The law does not guarantee compliance, and hundreds of people, if not thousands, in Texas each year are hit by uninsured or underinsured motorists. When this occurs, complicated litigation can arise that requires the attention of a highly-experience car accident lawyer.
At Luis Elizondo Law, our team in Corpus Christi brings years of legal and trial experience to the table whenever our clients need help with an uninsured/underinsured (UM/UIM) claim. Our focus never leaves our clients, for we know that they are relying on us to help them afford the medical treatments and costly vehicle repairs that were the consequence of their crash. Contact us today to learn more about our legal services.
Legal Minimums & Liability
The whole purpose of car insurance is to quickly get money to injured parties for repairs and medical treatments. An uninsured driver is simply someone with no insurance, and an underinsured driver is someone who has been sold an insurance policy that does not meet Texas’s legal minimums.
- The current minimums in Texas are 30/60/25, which describes:
- $30,000 coverage for an injured individual
- $60,000 coverage maximum for all injured peoples
- $25,000 coverage for property damage, including vehicles
An underinsured driver that causes an accident could be sued, and represented by their insurance company, for their lack of proper coverage. An uninsured driver would likely have to be sued directly. They may claim that they do not have the finances to pay you back but that is something a judge can decide, perhaps creating a gradual repayment plan. The point is that you should always consider all of your legal options after being in an uninsured car accident.
We Make Sense of Your UM/UIM Claim
The complications of a UM/UIM auto accident claim are varied and many. Rather than trying to piece it all together into a cohesive case, allow our professional team to do that for you. Our decades of experience and legal know-how can give you the advantage you need to ultimately receive all the compensation you deserve.
Let’s Work Together
We work as a single united team to give our clients the highest quality advice possible.
The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
